The Early Years of the Huddersfield Building Society (1974) - Appendices

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© Trevor Henry Hall
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Table of Contents for The Early Years of the Huddersfield Building Society (1974):


Appendix I

PRESIDENTS OF THE SOCIETY 1864-1928

Joseph Hirst[1] 1864-1881
Frederick Crosland[1] 1881-1897
John Henry Stuttard 1897-1905
Thomas K. Mellor 1905-1907
Richard Riley 1907-1909
Lewis Radcliffe 1909-1911
Richard H. Inman 1911-1913
William H. Jessop 1913-1915
Thomas Henry Moore 1915-1917
Percy Frederick Holmes 1917-1920
Edward J. Bruce 1920-1921
Lewis Radcliffe 1921-1922
Richard H. Inman 1922-1923
Percy Frederick Holmes 1923-1924
Horace Broadbent 1924-1925
Arthur E. Walker 1925-1926
Thomas Henry Moore 1926-1927
Edward J. Bruce 1927-1931

Appendix II

VICE-PRESIDENTS OF THE SOCIETY 1864-1928

Richard Roberts 1864-1865 resigned as a Director
James Scholefield 1865-1868 not re-elected as a Director
Frederick Crosland 1868-1881 elected President
Charles Vickerman 1881-1895 died in office
John Henry Stuttard 1895-1897 elected President
John E. Webb 1897-1897 resigned as a Director on 17.12.1897
Thomas K. Mellor 1897-1905 elected President
James Haigh 1905-1908 resigned as a Director on 17.6.1909
Richard S. Dyson 1908-1909 died in office
Lewis Radcliffe 1909-1909 elected President
Richard H. Inman 1909-1911 elected President
William H. Jessop 1911-1913 elected President
John J. Booth 1913-1914 retired to take up duties as Society’s Surveyor
Thomas Henry Moore 1914-1915 elected President
Edward J. Bruce 1915-1920 elected President
Lewis Radcliffe 1920-1921 elected President
Richard H. Inman 1921-1922 elected President
Percy Frederick Holmes 1922-1923 elected President
Horace Broadbent 1923-1924 elected President
Arthur E. Walker 1924-1925 elected President
Thomas Henry Moore 1925-1926 elected President
Edward J. Bruce 1926-1927 elected President
Lewis Radcliffe 1927-1928 elected President
Richard H. Inman 1928-1931 elected President

Appendix III

DIRECTORS OF THE SOCIETY 1864-1928

Fredrick Crosland, Woollen Merchant, Byram Street, Huddersfield 1864-1987 (died in office)
James Scholefield, Dentist, New North Road, Huddersfield 1864-1868 (not re-elected)
John Dodds, Merchant, John William Street, Huddersfield 1864-1865 (not re-elected but believed to have resigned)
Charles Denham, Currier, Pack Horse Yard, Huddersfield 1864-1866 (resigned)
Joseph Hirst (Councillor), Woollen Draper, Buxton Road, Huddersfield 1864-1881 (died in office)
Richard Roberts, Manufacturer, Lockwood 1864-1865 (resigned — moved from neighbourhood)
Henry Shaw Jr, Merchant, St George’s Square, Huddersfield 1864-1867 (resigned)
Charles Smeeton, Draper, Kirkgate, Huddersfield 1864-1867 (resigned);
1867-1872 (died in office)
William Henry Woodcock, Bookseller, Westgate, Huddersfield 1864-1868 (not re-elected)
George Tindall, Printer and Engraver, New Street, Huddersfield 1865-1868 (resigned)
T. A. Brown, Salesman at Armitage Bros 1865-1866 (resigned)
Charles Vickerman (Councillor), Director, Benjamin Vickerman & Son, Woollen Manufacturers, New Street, Huddersfield 1866-1895 (died in office)
Robert Wood, Shoemaker, Church Street, Huddersfield 1866-1867 (resigned)
John Henry Stuttard (Councillor) , Director, Carter & Stuttard, Painting Contractors, King Street, Huddersfield 1867-1907 (died in office)
H. G. Duggan, Flock Dealer, Market Street, Huddersfield 1867-1868 (not re-elected)
John E. Webb, Woollen Merchant, Station Street, Huddersfield 1868-1897 (resigned — claims of business)
Jos. Sykes, Woollen Merchant 1868-1872 (not re-elected)
William Fawcett, Timber Merchant, Viaduct Street, Huddersfield 1868-1870 (died in office)
Thomas Armitage, Partner, Lidster & Armitage, Plumbers, John William Street, Huddersfield 1868-1876 (disqualified — not a member)
Joseph Radcliffe, Partner, John Radcliffe & Sons, Building Contractors, Huddersfield 1870-1872 (died in office)
Joseph Goodwin (Councillor), Director, William Goodwin & Sons, Slate Merchants, Chapel Hill, Huddersfield 1872-1897 (died in office)
William Radcliffe (Councillor), Partner, John Radcliffe & Sons, Building Contractors, Huddersfield 1872-1904 (resigned — age and infirmity)
J. Christie, Builder and Joiner, West Parade, Huddersfield 1872-1877 (not re-elected)
George Slater, Master Plumber, Horsfalls Yard, King Street, Huddersfield 1876-1888 (died in office)
Anthony I. Huddleston (Councillor), Director, Wilson, Travis & Co., Carriage Manufacturers of Brook Street and Fountain Street, Huddersfield 1877-1885 (resigned — business reasons)
William Roberts, Leather Merchant and Currier, John William Street, Huddersfield 1881-1885 (resigned — failing health)
Henry Holland, Master Joiner and Builder of Gledholt Bank 1884-1894 (died in office)
Thomas K. Mellor, Managing Director, T. K. Mellor and Co., Woollen Manufacturers, Market Street, Huddersfield 1885-1923 (resigned — removed to Grange-over-Sands, also advancing years and ill-health)
James Haigh, Director, Thornton Varley and Haigh, Cloth Finishers, Globe Works, Colne Road, Huddersfield 1885-1909 (resigned — failing health)
John Greenwood, Paper-Hanging Merchant, High Street, Huddersfield 1888-1895 (died in office)
Richard Riley (Councillor), Director, J. A. Riley Limited, Boilermakers, Manchester Road, Huddersfield 1895-1916 (resigned)
Richard S. Dyson, Director, R. S. Dyson & Sons, Ltd, Provision Merchants, New Street, Huddersfield 1895-1909 (died in office)
Alfred Jubb, Managing Director, Alfred Jubb & Son Ltd, Printers and Bookbinders, Station Street, Huddersfield 1895-1898 (resigned)
Lewis Radcliffe, JP, Managing Director, John Radcliffe & Sons Limited, Building Contractors, Huddersfield 1897-1934 (died in office)
Robert Nelson, Director, Nelson and Woolgar, Shippers, St John’s Road, Huddersfield 1897-1906 (died in office)
James Brook, Occupation not known 1898-1899 (resigned — continued and prolonged absence from home)
Richard H. Inman, JP (Alderman) (Mayor), Mineral Water Manufacturer, Firth Street, Huddersfield 1898-1933 (died in office)
William H. Jessop, JP (Alderman) (Mayor) (Freeman), Director, Graham and Jessop, Contractors, Builders and Quarry Owners, Moldgreen, Huddersfield 1899-1921 (died in office)
John J. Booth, Partner, Eddison, Taylor and Booth Auctioneers and Surveyors, High Street, Huddersfield 1904-1914 (retired to take up duties as Society’s Surveyor)
Percy Frederick Holmes, JP, Chairman, W. C. Holmes & Co. Ltd, Engineers, Turnbridge 1907-1941 (died in office)
Thomas Henry Moore, JP, Director, William Willans Limited, Wool Merchants and Importers, 32 Market Street, Huddersfield 1907-1939 (died in office)
Edward J. Bruce, JP, Director, Crowther Bruce & Co., Woollen Manufacturers, Bank Bottom Mills, Marsden 1909-1931 (died in office)
Joseph Blamires, JP (Alderman) (Mayor of Huddersfield), Director, T. & H. Blamires Limited, WoollenManufacturers, Phoenix Mills, Huddersfield 1909-1918 (died in office)
Arthur E. Walker, JP, Director, Edwin Walker & Co. Ltd, Woollen Manufacturers, Field Mills, Huddersfield 1915-1931 (died in office)
Horace Broadbent, Thos. Broadbent and Sons Limited, Engineers, Central Ironworks, Huddersfield 1919-1942 (resigned — ill-health)
Sir Henry Gordon Kaye, Bart, JP, MA, Chairman, Kaye and Stewart Limited, Woollen Manufacturers, Broadfield Mills, Huddersfield 1927-1956 (resigned — difficulty of attending meetings after moving to South of England)
William Henry Kaye, Secretary of the Society 1927-1928 (died in office)

Appendix IV

CHIEF EXECUTIVES OF THE SOCIETY 1864-1928

John Smith (Accountant), Secretary 1864-1867 (resigned)
Henry Kaye (Accountant), Secretary 1867-1912 (retired as Secretary and appointed Actuary until his death on 4 March 1913)
William Henry Kaye (Assistant Secretary of the Society), Secretary 1912-1928 (died in office)

Appendix V

TRUSTEES OF THE SOCIETY 1864-1928

Wright Mellor, DL, JP (Alderman) (Mayor of Huddersfield) 1864-1893 (resigned because of ill-health and age)
William Mallinson 1864-1893 (resigned because of ill-health and age)
T. Walter Brooke, JP 1893-1903 (died in office)
James E. Willans, JP 1893-1926 (died in office)
W. Wrigley, JP 1903-1917 (retired)
Thomas K. Mellor 1903-1923 (resigned)
Lewis Radcliffe, JP 1923-1934 (died in office)
Richard H. Inman, JP (Alderman) (Mayor of Huddersfield) 1926-1933 (died in office)

Note: One of the effects of the incorporation of the Society in 1884 was that the services of the Trustees were subsequently almost unnecessary. Thereafter, except in a few special cases of copyhold securities (and certain investments), mortgages were prepared in the name of the Society alone and when the debt was paid off the release required the Corporate Seal of the Society instead of the signatures of the Trustees.

At the Annual Meeting on 16 February 1884 high tribute was paid to the Trustees and it was said that, although their services would only be required on special occasions, they be requested to remain upon the Rules, Reports and Prospectus of the Society. Both Trustees, writing on 19 March 1884, from the Victoria and Albert Hotel in Torquay, said that it was a pleasure to be associated with such a valuable institution and authorized the continued use of their names.

Appendix VI

HEAD OFFICE SOLICITORS

Jonas Craven (From 1872 Craven and Sunderland, Solicitors, Huddersfield, when C. S. Sunderland became a partner. The latter died in 1889) 1864-1892 (died in office)
Joseph Bottomley (Borough Prosecutor), 52 New Street and 1 Union Bank Yard, New Street, Huddersfield 1892-1899 (died in office)
Armitage, Sykes & Hinchcliffe, 13 Westgate, Huddersfield
Arthur Edward Townend Hinchcliffe, LL.B.
James Sykes, LL.B. (died 1921)
1899-1926

In October 1926 the Directors decided to discontinue the appointment of an official solicitor and to establish a panel of solicitors throughout the country. After 1926 the main legal work for the society was conducted by Eaton Smith & Downey, Solicitors, of Huddersfield, until 1962.

Appendix VII

TREASURERS OF THE SOCIETY

John G. Berry, Banker, West Riding Union Banking Company[2] 1864-1870 (change of Bank)
Charles William Sikes (later Sir Charles), Manager, Huddersfield Banking Company Limited 1870-1889 (died in office)
Benjamin Allen, Manager, Huddersfield Banking Company Limited (later Huddersfield Manager, London & Midland Bank Limited) 1889-1898 (retired)
Thomas H. Stott, Huddersfield Manager, London City & Midland Bank Limited 1898-1912

The last record of the appointment of Treasurer was in the 1912 Annual Report for the year ended 31 August.

The Rules of 1864 made it obligatory for the Society to appoint a Treasurer who had the duty to attend every subscription meeting. If he was unable to attend through illness or other reasonable cause he had to provide an efficient substitute. It was the Treasurer’s task to receive from the Stewards (being two or more members elected at the General Meeting for twelve months)[3] the subscriptions paid during the evening and pay the amount to the Society’s bankers on the following day.

It will be readily understood therefore why (as was noted in the Minutes in 1898) the Treasurer had always been the Manager of the Bank at which the Society had done its business.

There is no record of the appointment commanding any fee and the first Rules contain provision only for imposing a fine of five shillings for failure to carry out the specific duties of Treasurer.

On 22 October 1912, it was resolved to transfer the Society’s account to the Bradford District Bank Limited and it would appear that no appointments as Treasurer were made subsequent to that date.

It is doubtful, however, whether over the years the Treasurer did in fact attend the Subscription Meetings. It seems probable that in due course the Secretary of the Society took over the responsibility of collecting and banking the money, with the title of Treasurer continuing as a courtesy until it went out of use in 1912.

Appendix VIII

ARBITRATORS OF THE SOCIETY

The following arbitrators were appointed by the Directors on 9 September 1864 subject to their acceptance. There is no record of acceptance or any changes until five new arbitrators were appointed twenty years later:

Richard Armitage Iron Founder, New North Road
Robert Deake Gooch Accountant, New Street
William Henry Aston Cloth Finisher, South Parade
James Broman Wallpaper Merchant
Charles (later Sir Charles) William Sikes Huddersfield Banking Company

(The last named was the manager of the Huddersfield Banking Company Limited, and was Treasurer to the Society from 1870 until his death in 1889.)

After the incorporation of the Society in 1884 five arbitrators were appointed (pursuant to the Building Societies’ Act 1874) to act as referees in case of dispute. Further appointments were made up until 1910 as follows:

Joseph (later Sir Joseph) Crosland, JP 1884-1904 (died in office)
Edward Armitage, JP 1884-1907 (died in office)
John (later Sir John) Arthur Brooke, JP 1884-1921 (died in office)
James Drake, JP 1884-1908 (died in office)
Joseph Dyson Butler 1884-1896 (died in office)
Alfred Walker, JP (of Lindley) 1896-1910 (died in office)
Frederick Eastwood, JP 1904-1911 (resigned due to serious illness)
John H. Sykes, JP 1907-1919
John Fisher 1908-1919 (last record)
Alfred Sykes, JP 1910-1915 (died in office)

Notes:

  1. In the 1910 Annual Report it was stated that in the 46 years of the Society’s existence, no dispute had arisen requiring the services of the arbitrators.
  2. On 25 January 1912, the Minutes record that as the Rules do not make it compulsory for the Society to have five Arbitrators, it was resolved not to fill the vacancy caused by the resignation of Mr Frederick Eastwood.
  3. The Society’s new Rules in 1918 provided that in case of dispute, reference shall be made to arbitration, pursuant to the Building Societies’ Act 1874. The question of appointing likely gentlemen to fill the vacancies was raised at a Board Meeting in January 1919, but in view of the fact that no disputes had arisen over the years it would seem likely that the Board decided to take no further action.

Appendix IX

AUDITORS OF THE SOCIETY 1864-1928

W. E. Thomas, Schoolmaster of Spring Street 1864-1880 (retired)
William Dawson, West Riding Union Banking Company (Received £1 out of fee of £2.10.0d. for the year 1866) 1864-1866
A. Campbell (Received £1.10.0d. out of fee of £2.10.0d. for the year 1866) 1866-1868
David Johnston 1868-1871
J. K. Glaisyer 1871-1873 (died in office)
John William Sykes, Clerk at Messrs Starkey Bros 1873-1890
Joseph Bate 1880-1890 (retired)
William Henry Armitage, FCA 1890-1912 (retired)
George Pepler Norton, FCA 1890-1912
Gilbert Paul Norton, FCA 1912-1914 (war service)
re-appointed 1921-1956 (retired)
Herbert Sykes, FCA 1912-1923 (retired — ill-health)
Wilfred Horsfall Hughes, FCA 1914-1921
G. F. Douglas Walker, FCA 1924-1948

(The foregoing six gentlemen were all partners in the firm of Armitage and Norton, Chartered Accountants, of Huddersfield.)

Appendix X

PRINCIPAL BANKERS OF THE SOCIETY 1864-1928

Date of Appointment
West Riding Union Banking Company
  The Society changed bankers because of excessive charges to
1864
Huddersfield Banking Company Limited
  which was taken over by
1870
London and Midland Bank Limited
  which changed its name on a merger with the City Bank Limited to
1897
The London City and Midland Bank Limited (Huddersfield Bank Branch)
  The Society changed bankers for better terms to
1898
The Bradford District Bank Limited
  which amalgamated with
1912
The National Provincial and Union Bank of England Limited (Bradford District Bank Branch)
  which changed its name to
1919
National Provincial Bank Limited (Westgate Branch, Huddersfield) 1924

Appendix XI

BONUSES PAID BY THE SOCIETY 1864-1928

1874 (Annual Report for year ended 31 August 1874)

The Directors recommended that a bonus of TWO SHILLINGS IN THE POUND on the interest for the past year be divided amongst the shareholders (investors and borrowers equally) still leaving the reserve fund upwards of £1,000.

1875-1890 inclusive (Annual Report for year ended 31 August 1875)

10% on the interest for the past year. Borrowers shared equally with investors in this bonus.

1891-1907 inclusive (Minutes page 1286 — 9 October 1891)

No member shall be entitled to receive a bonus unless he has been a shareholder for a full financial year.
Resolved that a bonus of 2s. 1d. per share be recommended out of the profits of the past year.
(Minutes page 354 — 27 August 1897)
Resolved that investors and borrowers who have been members during the whole of the financial year and who withdraw or pay off between the close of the year and the Annual Meeting (that is from the end of August to November) be allowed to share in the bonus which may be declared at the Annual Meeting. The method of carrying out this arrangement to be left with the auditors and Messrs Riley and Nelson, Directors.

1908-1917 inclusive (Minutes page 1019 — 8 November 1907)

The Board considered the question of the distribution of bonus for the coming year and it was thought that it would be inequitable for borrowers in the future to participate in the surplus profits.
Mr Hinchcliffe, Head Office Solicitor, reported that he had laid a case before Counsel for his opinion as to the appropriation of the surplus profits and the case and opinion were read to the Board.
Resolved that from 1 December next the announcement that bonus would be paid to investing and borrowing members equally be withdrawn; that the practice of paying bonus to existing borrowers be continued, but that as to all loans made on and after 1 December next the question of allocating bonus to such borrowers shall be considered annually by the Board after the expiration of each financial year. In the opinion of the Board, having regard to present financial conditions, it will be equitable to allocate the bonus for the current year without any payment thereout to future borrowers. It was also resolved that a notice be placed upon the application for advances to the effect that on and after 1 December 1907 no bonus would be paid to new borrowers.
(Sub-Committee 21 February 1908)
‘Our system of paying bonus to investors at so much per share per annum (we pay 2s. 1d. at present) is not considered the best method. It is better to have a graduated scale (increasing each year) and thus make it an inducement for the investor to allow his money to remain. In future the bonus will be at the rate of ¾% on the total yearly subscriptions commencing when the first year’s subscriptions have been in the Society for 12 months.’
(Minutes 31 December 1908)
The question of borrowers and their bonus was considered, and also the resolution of 8 November 1907 relating to the payment of bonus to borrowers.
Resolved that the paying of bonus to any of the borrowers be discontinued and that the bonus be paid to investing members as before and in accordance with the resolution of 21 February 1908.
(Minutes 13 April 1917)
The question of increasing the rate of bonus allowed to investors was considered. It was decided for future business that one per cent be allowed instead of ¾ per cent as previously.

1918-1927 inclusive

One per cent to investors on their subscriptions.

1928-1932 (Minutes 1 March 1929)

One and a half per cent to investors on their subscriptions.

Appendix XII

DIRECTORS’ REMUNERATION

Directors’ fees as such were not paid until the year 1897-8. Prior to 1897 the Board was voted a sum of money to spend as the Directors thought fit. The following were the amounts recorded and were spent on one or two excursions during the following years:

Years ended 31 August
1878-1884 £21 Presumed paid (expended in the following year).
1885-1889 £25
1890 £30 To include the two retiring Auditors.
1891 £25 Out of which the Directors paid £5 to the Huddersfield Infirmary.
1892-1896 £30 Out of which the Directors paid £5 to the Huddersfield Infirmary.

By a resolution at the Annual General Meeting on 6 November 1897 it was decided that in future Directors’ fees be paid. The following table sets out the fees paid and distributed for each qualifying year.

For year ended August Distributed
1897 £105 1 @ £15     £9 @ £10
1898 £105 1 @ £15     £9 @ £10
1899 £105 1 @ £15     £8 @ £11.5.0d.
1900 £105 1 @ £15     £9 @ £10
1901 £105 1 @ £15     £9 @ £10
1902 £105 1 @ £15     £9 @ £10
1903 £105 1 @ £15     £9 @ £10
1904 £200 10 @ £20
1905 £200 10 @ £20
1906 £200 10 @ £20
1907 £200 10 @ £20
1908 £200 10 @ £20
1909 £200 8 @ £20     £4 @ £10
1910 £400 10 @ £40
1911 £400 10 @ £40
1912 £400 10 @ £40
1913 £400 10 @ £40
1914 £500 10 @ £50
1915 £500 10 @ £50
1916 £500 10 @ £50
1917 £500.0.6d. 9 @ £55.11.2d.
1918 £1,000.0.3d. 9 @ £111.2.3d.
1919 £1,000.1.2d. 8 @ £118.1.3d.     £1 @ £55.11.2d.
For year ended 31 December Distributed
1920 £1,350 9 @ £150.0.0d.
1921 £1,350 8 @ £156.5.0d.     £1 @ £100.0.0d.
1922 £1,350 8 @ £168.15.0d.
1923 £1,500.0.3d. 7 @ £214.5.9d.
1924 £1,500.0.3d. 7 @ £214.5.9d.
1925 £1,500.0.3d. 7 @ £214.5.9d.
1926 £2,000 6 @ £297.12.6d.     £1 @ £214.5.0d.
1927 £2,599.19.9d. 9 @ £288.17.9d.
1928 £2,700 9 @ £300.0.0d.

Appendix XIII

ANNUAL AND SPECIAL MEETINGS OF THE SOCIETY 1865-1928

1. Friday 1.12.1865 Assembly Room, Philosophical Hall
2. Tuesday 18.12.1866 Wellington Hall, Queen Street
Alteration of Rules (Certified 14.1.1867)
3. Tuesday 15.10.1867 Wellington Hall, Queen Street
4. Tuesday 27.10.1868 Wellington Hall, Queen Street
5. Tuesday 26.10.1869 Wellington Hall, Queen Street
6. Tuesday 25.10.1870 Wellington Hall, Queen Street
7. Tuesday 31.10.1871 Wellington Hall, Queen Street
8. Tuesday 29.10.1872 Wellington Hall, Queen Street
9. Friday 31.10.1873 Wellington Hall, Queen Street
10. Tuesday 27.10.1874 Wellington Hall, Queen Street
11. Friday 29.10.1875 Wellington Hall, Queen Street
12. Tuesday 31.10.1876 Wellington Hall, Queen Street
13. Saturday 27.10.1877 Wellington Hall, Queen Street
14. Saturday 26.10.1878 Wellington Hall, Queen Street
15. Saturday 25.10.1879 Wellington Hall, Queen Street
16. Saturday 30.10.1880 Wellington Hall, Queen Street
17. Saturday 29.10.1881 Wellington Hall, Queen Street
18. Saturday 28.10.1882 Wellington Hall, Queen Street
19. Saturday 27.10.1883 Wellington Hall, Queen Street
Saturday
Saturday
16.2.1884
3.5.1884
Wellington Hall, Queen Street
Wellington Hall, Queen Street
Two Specials — Adoption of new Rules and Incorporation under Act of 1874.
20. Saturday 22.11.1884 Wellington Hall, Queen Street
21. Saturday 21.11.1885 Assembly Rooms, Queen Street
22. Saturday 20.11.1886 Assembly Rooms, Queen Street
23. Saturday 12.11.1887 Assembly Rooms, Queen Street
24. Saturday 10.11.1888 Assembly Rooms, Queen Street
25. Saturday 16.11.1889 Assembly Rooms, Queen Street
26. Saturday 15.11.1890 Assembly Rooms, Queen Street
Saturday 15.11.1890 Assembly Rooms, Queen Street
Special — Additional Rule 22A
27. Saturday 14.11.1891 Assembly Rooms, Queen Street
28. Saturday 5.11.1892 Assembly Rooms, Queen Street
29. Saturday 11.11.1893 Assembly Rooms, Queen Street
30. Saturday 10.11.1894 Assembly Rooms, Queen Street
31. Saturday 9.11.1895 Assembly Rooms, Queen Street
32. Saturday 7.11.1896 Assembly Rooms, Queen Street
33. Saturday 6.11.1897 Assembly Rooms, Queen Street
34. Saturday 5.11.1898 Assembly Rooms, Queen Street
35. Saturday 11.11.1899 Assembly Rooms, Queen Street
36. Saturday 3.11.1900 Assembly Rooms, Queen Street
37. Saturday 30.11.1901 Assembly Rooms, Queen Street
38. Saturday 29.11.1902 Lecture Hall, YMCA, King Street
39. Saturday 28.11.1903 Lecture Hall, YMCA, King Street
40. Saturday 26.11.1904 New Temperance Hall, Princess Street
41. Saturday 25.11.1905 Parochial Hall, George Street
42. Saturday 24.11.1906 Parochial Hall, George Street
43. Saturday 23.11.1907 Parochial Hall, George Street
Thursday 30.7.1908 Parochial Hall, George Street
Special — Alteration of Rules
44. Saturday 21.11.1908 Parochial Hall, George Street
45. Saturday 20.11.1909 Parochial Hall, George Street
46. Tuesday 22.11.1910 Parochial Hall, George Street
47. Tuesday 21.11.1911 Parochial Hall, George Street
48. Wednesday 20.11.1912 Reception Room, Town Hall
49. Wednesday 19.11.1913 Parochial Hall, George Street
50. Wednesday 18.11.1914 Temperance Hall, Princess Street
51. Wednesday 17.11.1915 Parochial Hall, George Street
52. Wednesday 29.11.1916 Parochial Hall, George Street
53. Tuesday 27.11.1917 Parochial Hall, George Street
54. Thursday 28.11.1918 Parochial Hall, George Street
Thursday 28.11.1918 Parochial Hall, George Street
Special — Change of name and adoption of new Rules
55. Thursday 27.11.1919 Parochial Hall, George Street
Thursday 27.11.1919 Parochial Hall, George Street
Special — Altered financial year to 31 December
Thursday 9.9.1920 Britannia Buildings, St Peter’s Street
Special — Alteration of Rules
56. Thursday 31.3.1921 Parochial Hall, George Street
57. Tuesday 21.3.1922 Parochial Hall, George Street
58. Friday 23.2.1923 Parochial Hall, George Street
59. Friday 7.3.1924 Parochial Hall, George Street
60. Wednesday 11.3.1925 Parochial Hall, George Street
61. Tuesday 9.3.1926 Parochial Hall, George Street
62. Wednesday 9.3.1927 Parochial Hall, George Street
63. Thursday 1.3.1928 Parochial Hall, George Street

Appendix XIV

STATISTICAL SUMMARY 1865-1928

INVESTORS’ BALANCES, LIABILITIES AND RESERVES
Year or Period Shares £ Deposits £ Other Liabilities Provisions and Special Reserves £ General Reserve and Balance Carried Forward £ Percentage of Total Assets
5.9.1864 to 3.9.1865 1,704 1,976 339 26 0.6
4.9.1865 to 2.9.1866 4,405 4,358 274 34 0.4
4.9.1866 to 2.9.1867 5,733 5,812 1,424 48 0.4
3.9.1867 to 31.8.1868 8,362 5,230 382 115 0.8
Year to 31.8.1869 11,299 8,418 1,264 204 1.0
1870 13,592 9,975 980 339 1.4
1871 17,461 12,601 1,186[4] 534 1.7
1872 21,576 14,358 733 2.0
1873 26,533 14,287 997 2.4
1874 32,070 17,762 1,382 2.7
1875 40,607 19,945 1,530 2.5
1876 48,214 23,885 1,604 2.2
1877 61,679 23,655 1,748 2.0
1878 68,186 29,013 1,935 2.0
1879 74,426 33,575 2,089 1.9
1880 79,042 41,436 215[4] 2,416 2.0
1881 84,828 44,052 2,971 2.3
1882 91,554 39,977 3,649 2.7
1883 97,103 39,830 4,238 3.0
1884 98,815 41,703 4,654 3.2
1885 92,183 53,763 4,938 3.3
1886 91,781 63,116 5,300 3.3
1887 96,117 73,334 5,782 3.3
1888 100,551 80,872 1,502[4] 6,281 3.3
1889 107,095 90,842 7,014 3.4
1890 112,098 96,998 7,519 3.5
1891 119,618 106,017 7,838 3.4
1892 123,697 114,707 8,248 3.3
1893 124,100 118,469 8,686 3.5
1894 123,295 119,785 9,198 3.6
1895 129,905 130,290 9,749 3.6
1896 134,737 134,589 9,846 3.5
1897 132,897 138,870 10,517 3.7
1898 136,846 139,500 10,762 3.7
1899 137,291 147,468 11,349 3.8
1900 140,643 154,533 11,955 3.9
1901 140,579 166,856 13,042[4] 12,753 3.8
1902 145,333 195,963 12,954 3.7
1903 149,375 222,289 13,315 3.5
1904 156,279 245,164 9,927[4] 13,199 3.i
1905 169,716 260,713 14,064 3.2
1906 182,068 296,104 15,010 3.0
1907 189,561 314,923 18,989[4] 15,939 3.0
1908 199,789 335,290 7,196[4] 17,712 3.2
1909 204,990 367,124 20,230 3.4
1910 280,129 341,676 24,021[4] 23,215 3.5
1911 363,134 321,748 14,666[4] 26,204 3.6
1912 431,114 312,176 29,256 3.8
1913 506,754 308,931 32,381 3.8
1914 575,603 309,907 36,369 3.9
1915 620,333 298,659 42,630 4.4
1916 770,266 289,409 46,204 4.2
1917 835,727 265,491 52,073 4.5
1918 1,090,742 292,945 57,775 4.0
1919 1,423,573 344,671 46,462[4] 65,418 3.5
1920 1,875,334 435,633 90,381 3.8
1921 2,155,874 433,491 121,111 4.5
1922 2,621,634 427,129 156,333 4.9
1923 3,267,229 433,356 79,822[4] 180,101 4.5
1924 4,172,700 461,054 3,000 201,523 4.2
1925 4,765,240 733,502 16,000 210,574 3.7
1926 5,427,396 1,057,112 25,000 222,191 3.3
1927 6,300,079 1,413,605 30,000 237,016 2.6
1928 7,408,516 1,678,841 36,609 250,310 2.7

Footnotes

  1. 1.0 1.1 Died in office.
  2. The first Rules and the Minutes of 19 August 1864, wrongly described the Bank as the West Riding Banking Company.
  3. It is interesting to note that the Stewards were responsible both for the quantity and quality of the money received until paid over to the Treasurer.
  4. 4.00 4.01 4.02 4.03 4.04 4.05 4.06 4.07 4.08 4.09 4.10 Loan from bank.


The Early Years of the Huddersfield Building Society (1974) - Appendices

This page was last modified on 22 June 2016 and has been edited by Dave Pattern.

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